Sell before foreclosure in Georgia

Why the timeline matters

Georgia foreclosures are typically handled outside of court, which means the process moves faster than in many other states and ends with a scheduled sale on the courthouse steps. Waiting rarely improves the outcome. The earlier you look at your options, the more of them you actually have.

Options worth comparing

• Reinstate or modify — call your servicer's loss mitigation department first; a payment plan or modification may keep you in the home.
• List the house — can bring a higher price when you have months of runway and the home shows well.
• Sell for cash — fastest and most certain. No repairs, no financing contingency, and a firm closing date, typically about two weeks out.

What we will need from you

The property address, your servicer and approximate payoff, and whether a sale date has been set. We handle the rest with the closing attorney, who orders the payoff and makes sure the loan is satisfied at closing.

Watch out for foreclosure scams

Never sign over the deed to someone who promises to "take over payments" without a closing attorney and a recorded payoff, and never pay an upfront fee for a rescue service. Anything legitimate happens at a closing table with title work behind it. We do not charge sellers fees.

Common questions

Next step

Send us the address, or read how our process works first. Either way, contact your lender today as well — they cannot help with a call you never make.